PLEASE READ THIS DOCUMENT CAREFULLY.
Coursetolife.com respects your privacy and is committed to being transparent with you about how we handle personal information.
Parents or guardians who believe that Coursetolife.com might have any personal information from or about a child under the age of 13 may submit a request to [email protected] for us to remove such information.
Personal information refers to any information that relates to an identified or identifiable individual. How we handle your personal information will depend on whether we act as a “controller” or as a “processor” of the personal information. The controller is the entity that decides how and why to process personal information. The processor processes personal information on behalf of the controller at the controller’s direction.
Coursetolife.com ’s Role as a Processor of Personal Information Collected by Creators. Creators are the owners of content that they upload, submit, or otherwise provide to the Platform (“Creator Content”) and are the controller with respect to any personal information included in their Creator Content. Coursetolife.com acts as a processor when it processes Creator Content on behalf of the Creator.
Creators acknowledge and agree that they are responsible for complying with all applicable laws and regulations related to the protection of personal information for which they are controllers.
Personal Information We Collect
Coursetolife.com collects personal information about you in several different ways, depending on how you interact with our Platform. Please note that the types of personal information we collect differs depending on how you’re using our Platform, for example, as a Creator or a Student.
Personal Information You Give Us (Or that We May Receive From Others).
We collect personal information you directly provide to us. We may also receive personal information about you from others; e.g. from another user or our payment processors.
Personal Information We May Collect From Any Users of Our Platform.
- Account Information. To use certain features of our Platform (such as to create a course or to enroll in a course), you’ll need to register for an account with Coursetolife.com . To do so, you’ll need to provide us with certain personal information, such as your name, email address, and password.
- Other Personal Information.You may choose to provide us with other personal information. For example, we may collect your name, email address and other personal information when you fill out a survey, participate in a Coursetolife.com -sponsored contest or promotion, request customer support, or otherwise communicate with us.
Personal Information We May Collect from Creators.
- com Plans. When you subscribe to a paid Coursetolife.com plan, we will collect certain personal information from you for the purposes of billing your subscription fees and any payment service fees, such as your business and billing address. You’ll also need to provide certain payment-related information directly to our third party-payment processors, as described below.
- Creator Payment Information. If you’re using Coursetolife.com ’s Native Payment Gateways, you’ll need to link your payment account to our Platform to receive payouts. By linking your account, Coursetolife.com will receive certain payment related information about you, including your payment card type and last four digits, postal code, country of origin, payment expiration date, and any email address associated with the payment type. Further, we will collect certain personal information for tax purposes. This tax information may include your full name, address, and registration number.
Personal Information We May Collect from Students.
- Student Payment Information. To purchase a course, Coaching, or other service through our Platform, you’ll need to provide us with certain personal information, such as your name, address, and information about the service you are purchasing. You may also need to provide certain payment-related information directly to our third party payment processors, as described below.
- Participation in Creator Content. When you enroll in a course, Coaching service, or use or access other Creator Content, Coursetolife.com will collect personal information relating to your participation in the Creator Content, such as courses you have enrolled in, quiz results, lecture progress and certifications.
Personal Information We May Collect Automatically.
We automatically collect certain information from your interactions with our Platform.
1) Usage Data. Coursetolife.com logs usage information when you visit and use our Platform. This information may include IP address, browser type, operating system, and other information about the use of our website, such as the pages you viewed, when you viewed them, and links that were clicked.
3) Approximate Location. We may receive and process information about your approximate location. For example, we may be able to determine your approximate location from your IP address and other information about you. Coursetolife.com does not ask for or track any precise location-based information.
How We Use Personal Information We Collect
Our primary purposes for using your personal information are to provide you with a smooth, efficient, and customized experience, for customer support, advertising and marketing communications, research and service development, and to keep our Platform and users safe and secure.
Specifically, we may use your information for the following business purposes:
To provide and improve our services.We use personal information that we collect about you to allow you to access our Platform, to provide you with the services you request, and to improve and customize Coursetolife.com Services.
For customer support. We use personal information to investigate, respond to, and resolve customer queries, send you technical notices and security alerts, and provide other support and administrative services.
For advertising and marketing communications. We use personal information to develop targeted advertising both on and off our Platform about Coursetolife.com Services, and to communicate with you about our products, services, offers and promotions, including making recommendations about Coursetolife.com Services you may be interested in.
For research and service development. We use personal information to conduct market research and to develop new services in order to provide you with a better experience and to drive growth in our business.
For legal and security purposes. We use personal information to prevent, detect, investigate, and take measures against criminal activity, fraud, misuse of or damage to our Platform or network, and other threats and violations to Coursetolife.com ’s or a third party’s rights.
How We Share Personal Information We Collect
Coursetolife.com only shares your personal information with third parties under the circumstances described below. We do not sell or otherwise disclose personal information we collect about you for monetary or other valuable consideration.
Sharing of Student Information with Creators
When you participate in Creator Content, Coursetolife.com will share certain personal information about you (“Student Data”) with the Creator to allow the Creator to provide you with their services. The set of personal information that we share with Creators is limited to the following:
1) Account information, including your name and email address
2) Purchase information, including amount paid, your address, and other billing information (but never your complete card number, which we do not collect)
3) IP address
4) Information about your participation in the Creator Content, including the Creator Content you enrolled in, lecture completion status, course progress, quiz results, and certificates
5) Any messages you exchange with the Creator through Coursetolife.com
Coursetolife.com will only provide Student Data to a Creator upon a purchase by or enrollment of a Student in the Creator’s Content.
Coursetolife.com does not disclose any other types of personal information about Students to Creators.
Any additional personal information that is shared by a Student with a Creator is done so at the discretion of the Student. The Creator is responsible for protecting Students’ personal information that they collect and processing that information in accordance with applicable data protection laws. Students who have questions about Creators’ privacy practices should contact the Creators directly and ask to review the Creators’ privacy policies.
Sharing of Creator Information with Students and Other Users When you use Coursetolife.com Services to publish Creator Content, information contained in your Creator Content will be viewable to users who are given access to your Creator Content. For example, when you publish your bio on a sales page, personal information in your bio will be viewable to persons who visit your sales page.
Please keep in mind that all of the information that you share or content that you publish in your bio, posts, comments, or other public portions of our Platform becomes public information. Because this information is publicly available, we cannot control how others treat it. We ask you to exercise care in deciding what personal information you choose to share, and refrain from sharing your sensitive personal information and those of others.
We may also share your personal information in the following ways:
With Integrated Services
With Your Consent
Coursetolife.com may send your personal information to a third party when you give us consent to do so or at your direction. For example, this may occur when we complete a transaction at your request.
With Service Providers
We may share personal information with vendors, consultants, payment processors, and other service providers that provide us with certain services and process personal information on our behalf. These services may include providing customer support, performing business and sales analysis, supporting our website functionality, facilitating payment processing, and supporting contests, surveys, and other features offered on our Platform.
These service providers are not permitted to use your personal information for any other purpose, and their use of such personal information will be subject to appropriate confidentiality and security measures.
With Business Partners
We sometimes partner with third parties to offer you events, promotions, contests and other programs. To participate in these offers, you may be required to provide your email address and other personal information. We will only share your email address and other personal information with a business partner when you expressly authorize us to do so.
With Advertising and Analytics Partners
Coursetolife.com may be required to disclose personal information if directed by a court of law or other governmental entity. Without limiting the foregoing, we reserve the right to disclose such information where we have a good faith basis to believe that such action is necessary to:
- comply with applicable laws, regulations, court orders, government and law enforcement agencies’ requests;
- protect and defend Coursetolife.com ’s or a third party’s rights and property, or the safety of Coursetolife.com , our users, our employees, or others; or
To the extent permitted by law, we will attempt to give you prior notice before disclosing your information in response to such a request.
We may share your information for reasons not described in this policy. We will tell you before we do this.
Your Rights and Choices
Coursetolife.com gives you choices with respect to our use of your personal information. These choices include accessing, updating, or deleting your personal information, as well as choosing what communications you would like to receive from us. Depending on your location, you may have additional rights related to your personal information (see the ‘Jurisdiction Specific Provisions’ section below for more information about location-specific privacy rights).
You can also choose not to provide us with certain personal information, but that may result in you being unable to use certain features of our Platform because that information may be required for you to register for an account, purchase Coursetolife.com Services, enroll in Creator Content, participate in our promotional offerings, get customer support, or engage in other activities on our Platform.
Please refer to the ‘Data Privacy Requests and Verification’ section below for information on how to make a data privacy request.
Rights of Students Related to Personal Information Shared with a Creator.
Please note that in cases where you wish to exercise your data privacy rights with respect to personal information for which a Creator is the controller, you’ll need to directly contact the Creator to exercise your rights.
Accessing, Updating, and Deleting Your Personal Information
You can access and update certain personal information about you by visiting your Account Settings.
You can also submit a data privacy request to receive a copy of personal information that we hold about you, free of charge.
If you believe that any personal information we are holding about you is incorrect or incomplete, we will work with you to make corrections deemed necessary. Note that we may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
If you’d like Coursetolife.com to delete your account or delete personal information it holds about you, you can submit a deletion request. Note that when we delete your account, personal information that you have shared with others (for example, through comments or an intake form) may still be visible. Coursetolife.com will also retain certain personal information about you where reasonably necessary to comply with our legal obligations or for our legitimate business purposes.
Data Privacy Requests and Verification
You can request to access, update, or delete your personal information by emailing us at [email protected] from the email address associated with your account.
If you would like to make a request under the privacy laws of your jurisdiction, please let us know where you reside and which rights you’d like to exercise. For more information about exercising your jurisdiction-specific privacy rights, please see section ‘Jurisdiction Specific Provisions’ below.
To protect your privacy, we need to verify your identity before we process your data privacy request. As part of this process, you may contact us via the email address associated with your account. Depending on the nature of the request, we may also need to obtain additional information necessary for us to verify your identity.
You may designate an authorized agent to make a data privacy request on your behalf. To do so, we will need to receive written permission by you or a valid power of attorney, and we may also verify the validity of the request directly with you.
Controlling Promotional Communications
You can opt out of receiving some or all of our promotional communications through the unsubscribe link in the email or by emailing [email protected] .
If you opt out of promotional communications, we may still send you transactional communications, such as service announcements, administrative and legal notices, and information about your account, without offering you the opportunity to opt out of these communications. If you no longer wish to use our Platform or receive any communications from us (except for those that are legally required), please contact [email protected] to have us delete your account.
Please note that opting out of promotional email communications only affects future communications from us. If we have already provided your information to a third party (such as a credit card processing partner) before you changed your preferences or updated your information, you may have to change your preferences directly with that third party.
Controlling Cookies and Similar Technologies
Do Not Track Signals
Your browser may give you the option to send a “Do Not Track” instruction to websites you visit. However, since there is no accepted standard for how a website should respond to this instruction, we do not currently recognize or respond to these signals.
Jurisdiction Specific Provisions
Users in the European Economic Area, UK, and Switzerland
Under the General Data Protection Regulation (“GDPR”) and other applicable laws, users in the European Economic Area (“EEA”), UK, and Switzerland have the right to, under certain conditions, request access to, rectification of, or erasure of their personal information; request restriction of processing; object to processing; withdraw consent from processing; data portability; and submit a complaint to a data protection authority.
If you are in the EEA, UK and Switzerland and would like to exercise these rights, please email us at [email protected] pursuant to the ‘Data Privacy Requests and Verification’ section above. Please include the phrase “GDPR request” in the subject line and provide us with your mailing address and country of residence.
Coursetolife.com only collects and processes personal information about you where it has lawful bases for doing so. The specific legal basis applied to the processing will depend on the context in which the personal information is being processed, including the service used and the type of personal information involved.
Coursetolife.com uses the following legal bases for processing:
- For legitimate interests. We will process your personal information for our legitimate interests or those of others (as long as the processing is not outweighed by your data protection interests). This includes but is not limited to, preventing fraud and other abuse, ensuring the security of our Platform, protecting our legal rights and interests, conducting market research and product development, and for marketing purposes.
- To comply with legal obligations. We will process your personal information to comply with all applicable laws, regulations, court orders, and government and law enforcement agencies’ requests.
- Consent. We will process your personal information when you have given us consent to do so, such as when you consent to receive certain communications from us.
If you’d like to withdraw your consent or object to our processing of your personal information, please contact [email protected] .
If you believe that we have not adequately addressed your concerns or wish to report an alleged infringement of applicable data privacy laws, you may file a complaint with your local supervisory authority.
Coursetolife.com has appointed MCF Legal Technology Solutions Limited as its EU representative for purposes of GDPR. Our EU representative may be contacted via [email protected] .
Users in California
California Consumer Privacy Act. If you are a California resident, you have specific privacy rights governed by the California Consumer Privacy Act (“CCPA”). These rights include:
- Right to Know.You have the right to request a report showing the Personal Information collected, shared, and sold about you in the past 12 months.
- Right to Opt-Out of Sale of Your Personal Information. You have the right to opt-out of the sale of your Personal Information to third parties.
- Right to Deletion. You have the right to request that we delete any Personal Information collected from you.
- Right to Non-Discrimination. We shall not discriminate against you based on your exercise of any of the above rights.
You or your authorized agent may submit a request to exercise any of the above rights by emailing us at [email protected] with the subject line “CCPA Request”. Please also provide us with your mailing address and state of residence.
We may require additional information to verify your identity or to verify that your authorized agent has the authority to make the request on your behalf before responding to a CCPA rights request. We will respond to your request within 45 days if possible and required under the law.
Personal Information Collected on California Residents
The following are categories of Personal Information that we may collect about you, as well as examples of the types of Personal Information that may be collected:
|Names and Aliases||Last 4 digits of your credit card|
|Physical Address||Account payment status|
|Information about transactions made on our Platform, including purchase history||Information related to your location, including your IP address|
|Interactions with Customer Support|
|Educational Information||Internet/ Electronic Activity|
|Courses enrolled in||Information from your browser, such as usage information and cookies|
|Quiz results||Information related to your location, including your IP address|
We collect Personal Information from the following sources:
- Directly from you (e.g. Information provided when you register on our Platform, submit payment, or use any of our Platform’s services);
- Automatically collected information (e.g. collected automatically through cookies, etc.);
- Information provided by third parties, including those that you request to share information with us.
Personal Information Disclosed for a Business Purpose to Third Parties
The categories of Personal Information listed above may be disclosed to the following categories of third parties:
- For Students, we may share your information with Creators;
- For Creators, we may share your information with Students and on our Platform for the purposes of marketing or sharing information about our services;
- Integrated third parties with whom you choose to share information;
- Our service providers (e.g. cloud services providers, technical service providers, law firms, accounting firms, etc.);
- Business partners (e.g. companies that we partner with for events, promotions and contests, etc.);
- Advertising partners to provide advertising based on your interests;
- com affiliates, including our parent company and other companies under common control and ownership;
- When you ask us to provide information to a third party; or
- To law enforcement or others if required by law.
The disclosures to third parties listed above may be for any of the following business purposes:
- To provide you with our services;
- For marketing purposes;
- To provide you with ads or information we think may be of interest to you;
- To improve our Platform and services;
- To maintain the safety and security of our services; or
- As otherwise permitted by law.
We do not sell or otherwise disclose personal information we collect about you for monetary or other valuable consideration.
Under California’s ‘Shine the Light’ law, California residents have the right to request certain information relating to personal information we have shared with third parties for those third parties’ direct marketing purposes. Note that we only share information with third parties for their direct marketing purposes when you request us to do so or you expressly consent to it.
If you are a California resident and would like to exercise your rights under the CCPA or California’s ‘Shine the Light’ law, email us at [email protected] pursuant to the ‘Data Privacy Requests and Verification’ section above. Please specify which privacy right you’re exercising in the subject line (for example ‘CCPA deletion request’) and provide us with your mailing address and state of residence.
Coursetolife.com uses a range of physical, technical, and administrative security measures to protect your personal information. For example, only authorized employees are permitted to access personal information, and they may do so only for permitted business functions. In addition, we use encryption in the transmission of financial information between your system and ours, and we use firewalls to help prevent unauthorized persons from gaining access to your personal information. However, no method of data transmission or storage system is absolutely secure, and we cannot guarantee that your personal information will not be accessed, disclosed, altered, or destroyed in the event of a breach of any of our security measures.
Where we have given you (or where you have chosen) a password to access certain parts of our Platform, you are responsible for protecting this password and keeping it confidential. As the safety and security of your information also depends on the precautions you take, we ask you not to share your password with anyone. If you believe your password or the security of your account has been compromised, you should change your password immediately and [email protected] with any concerns.
We save personal information we collect for as long as it is necessary for the purposes for which the personal information is collected and processed. Generally, we will keep your personal information until your account is deleted, or as needed to provide you with our services. We will also retain certain personal information to comply with our legal obligations or for our legitimate business purposes.
International Transfers of Information
Coursetolife.com is based in the United States and it stores, processes, and transfers information in and to servers and databases located in the United States. It may also store, process, and transfer information in and to servers in other countries depending on the location of its affiliates and service providers.
If you use our Platform outside the United States, including in the EEA, UK, and Switzerland, your information will be transferred to, stored, and processed in the United States. By accessing our Platform or otherwise giving us information, you consent to the transfer of information to the United States and other countries outside your country of residence.
We take many steps to protect your privacy, including entering into a Data Processing Agreement with our Creators. If you’d like more information about the safeguards we have in place, please contact us at [email protected] .
Third Parties and Other Personal Information Collectors
No Rights of Third Parties
Email: [email protected]